The mortgage solutions you need

Close the deal with Perch Capital’s comprehensive private lending options.

By invitation only. Perch Capital only accepts submissions from approved brokers. When submitting an application, you will be automatically notified if you are not eligible.

Perch Capital offers short-term, first and second position mortgages on residential properties across Canada.

Some key criteria:

Property constraints:

  • Maximum loan-to-value of 85%
  • No commercial or construction (must be at least 90% complete)


  • Up to 12 month terms (closed and open)
  • Amortizations up to 40 years or interest-only payment terms


  • Rates starting at 9.99%
  • Lender fees starting at 1.00%
Get in touch

How to submit

Perch Capital is available on most major deal submission platforms such as Filogix, Lendesk and more. Submit your application and email documents or mortgage inquiries to